529s Only Cover College. This Covers Everything.
Discover how child life insurance policies provide more flexibility than traditional 529 plans—with tax-free growth, no spending restrictions, and built-in life insurance protection for your family.
Why Choose Child Life Insurance Over 529 Plans?
A clear comparison of key features and benefits
Get a Personalized Financial Strategy for Your Family
Our certified financial strategist will analyze your situation and show you exactly how child life insurance can benefit your family's future across all of life's milestones
Complete Financial Flexibility
Unlike restrictive 529 plans, use your funds for college, first home, business startup, medical emergencies, or any life milestone—with zero penalties.
Guaranteed Protection & Growth
Your principal is protected with a 0% floor—you never lose money during market downturns. Plus built-in life insurance coverage up to $500K+.
Tax-Free Growth & Withdrawals
Watch your money grow tax-free and access it tax-free for any purpose. No restrictions, no penalties—just complete financial freedom for your family.
Multi-Generational Wealth
Create lasting financial security that spans generations. Potential for $176K+ tax-free retirement income annually, plus estate planning benefits.
Accelerated Living Benefits
Unique access to life insurance funds for critical illness, terminal diagnosis, or long-term care needs—providing financial support when your family needs it most.
Flexible Access Options
Access your cash value through tax-free policy loans or withdrawals after 10 years with no penalties. Adjust contributions based on your family's financial situation.
What Our Clients Are Saying
"Who knew? Great program for setting up your child's future. Thanks, Drew."
"Thank you so much. I don't have anything to worry about now. Lexi is going to love this when she's older."
"Such a blessing. This checks all the boxes. Thank you for all you have done for my family."
"Best idea ever! Your guidance is invaluable. Thank you for introducing this to us."
"Great appreciation. Start to finish, no stone unturned. Great education and professional approach to assist my family. Thank you, Andrew, for everything you have done for us."
"Best gift I could ever give my twins. Great modern advantage for my two girls. Thank you for all the time and patience walking us through this program. Extremely satisfied with it all!"
"CLP rocks! I wish my parents had done this for my wife and me. Thank you. I'm telling everyone about this."
"College, home, and retirement covered. AAA+. Great concept, great advisor, great appreciation."
"Absolutely amazed. I had never heard of this before. I'm so glad my friend recommended it to me. Thank you, Beyond529. Drew, your love for this program was felt through the entire process."
"You've got to see this. Best thing I could ever do for my child. Out-of-the-box approach, but wow! Great program."
"A must-see for your child. I'm amazed that so much will be there to cover anything Ariana will need for her future to be secure. Thank you for this."
"What a blessing. The knowledge you shared, and your personal story of why you designed this, made our decision so easy for our son. Thank you, Andrew, for sharing this with our family."
"Gratitude for this education. I was astonished by how this addresses all our concerns to start preparing for her future. Thumbs up to everything surrounding this program. Thank you."
"Perfect concept for kids. Great. Simply great."
"Fantastic program for children. Thank you."
"Five stars. Very impressive. Thanks, Andrew, and Beyond529 for taking care of us and our family."
"Best concept ever! Thank you."
Ready to Explore a Better Alternative?
Book a free 30-minute consultation to see if child life insurance is right for your family.